Total peace of mind
Instantly track
where every
dollar goes.
Hedge connects straight to all Kiwi banks, so you can easily keep an eye on every dollar you spend. It's a modern, digital take on the classic category system, designed from the ground up to help Kiwis get ahead.
What Kiwis are saying
Real stories from
real users.
"Hedge has completely transformed how I manage my money. I can finally see exactly where every dollar goes without the stress."
Aroha K.
Teacher, Wellington
"The category system finally makes sense to me. Hedge makes it visual, simple, and actually fun to stick to a budget."
James T.
Software Engineer, Auckland
"I've tried so many budgeting apps. Hedge is the first one that connects to my actual Kiwi bank and just works. It's a game changer."
Priya M.
Marketing Manager, Christchurch
"Seeing all my spending in one place changed everything. I paid off my credit card in three months."
Sam H.
Nurse, Dunedin
"Finally a budgeting tool built for New Zealanders. The bank integrations work flawlessly and the UI is gorgeous."
Liam W.
Architect, Hamilton
"Hedge helped me save for my OE in under a year. The category breakdowns made it so easy to cut back where it mattered."
Mia R.
Graphic Designer, Tauranga
"I always thought budgeting was complicated. Hedge proved me wrong — it took me ten minutes to set up and I've been on track ever since."
Oliver B.
Accountant, Napier
"The real-time transaction feed is a game changer. No more surprises at the end of the month."
Tāne P.
Tradesperson, Rotorua
"As a freelancer my income varies a lot. Hedge helps me stay grounded and make sure the important stuff is always covered."
Grace L.
Freelancer, Nelson
"I recommended Hedge to my whole family. My parents couldn't believe how simple it was to connect their ANZ account."
Daniel C.
Student, Palmerston North
01 / 06
Category budgeting at a glance
See every category, remaining balance, and progress bar in one clean list. Total clarity over your budget, at a glance.
Three steps to
financial clarity
Set up your categorys
Create income, expense, and savings categories. Organise them into groups that match your lifestyle. Set a starting balance if you're migrating.
Connect & reconcile
Import transactions from your bank. Hedge prompts you to review and categorise each one — or set auto-rules to do it for you.
Stay in control
Watch your categorys fill and empty in real time. Redistribute funds, track savings goals, and carry unspent money into next month.
Simple, honest pricing
Free
$0Forever free
- Up to 5 categories
- Manual transaction entry
- Basic carry-over
- List & card views
Pro
$15.99per month
- Unlimited categories & groups
- Bank transaction import
- Smart auto-rules
- Starting balance migration
- Monthly reset controls
- Priority support
Your best financial year
starts today.
Join thousands who've taken control of their money with Hedge. Free to start, no credit card required.
Get started for freeNo credit card required · Cancel anytime · Data export always available